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Holiday insurance

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Summer

Member since
July 2019

394 posts

Posted Sun August 9, 2020 3:19pmReport post

So I am thinking of planning a family holiday as I can't wait to take my kids away until this is over one way or another. This is going to be a special holiday and hopefully this will be over by the time the holiday comes around however I don't know what the future holds. My question is has anyone had holiday insurance which would cover if the other half is unable to come due to being convicted? Or is there cover if not together anymore that kind of thing x

majestictopaz15

Member since
December 2019

371 posts

Posted Mon August 10, 2020 1:27pmReport post

I have not looked into insurance for holidays but I thought best to warn you that if your partner doesn't get a prison sentence then they are likely to have some sort of restrictions including travel. I don't know about your partner's case but if they are a t risk on being in the register and SHOPO they will need to disclose where they are going on holiday and there are some locations that raise concerns.

I would suggest in the meantime looking for holidays where the family can afford to 'lose out' if it turns out your partner cannot go. Or get them to agree to pay for it knowing that there is a chance they cannot attend.

From what I have seen on insurances cancellations are refunded for reasons like taken ill suddenly, not for circumstances that were known at the time of booking. But you find options where there is free cancellation at short notice.

Sorry this is what you want to hear but I think it is best to consider that sentencing may get in the way.

Sending hugs

Summer

Member since
July 2019

394 posts

Posted Mon August 10, 2020 11:19pmReport post

Thank you for your reply I'm fully aware he wouldn't be able to come with us if charged/sentenced just can't keep mine and my children's life in this shitty limbo xx

Mum of 3

Member since
December 2019

68 posts

Posted Tue August 11, 2020 10:53pmReport post

I found having a holiday booked during the investigation stage helped my family massively as we had something to look forward to.

In the back of my mind I always knew if my husband was charged he probably wouldn't be coming with us however as the police advised me to 'continue living our lives as normal as we could' I tried to do so to the best of my ability. The problem is, no one knows how long the process will take so unless you're willing to put your life in hold for years, you're better off trying to live still but also be realistic incase the situation does change.

I'm afraid I can't help with the insurance front but I'd imagine you're liable to cover the holiday costs once it's booked.