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Insurance Renewal Advice

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Dutch2024

Member since
January 2024

17 posts

Posted Thu January 11, 2024 8:49amReport post

I have searched and read many different experiences in the Forum re advising an Insurance Company on Convictions.

Has anyone recently had experience of looking for a new Insurance Broker/Insurance company that will accept and not overcharge due to my Husbands conviction.

We have

1) Car Insurance

2)Motor home

3) Home

I look forward to receiving some direction. Thank you.

K4

Member since
October 2022

611 posts

Posted Thu January 11, 2024 9:31amReport post

Hello!



I think that unlock are your best bet for this.



https://unlock.org.uk/advice/list-insurance-brokers/

K4

Member since
October 2022

611 posts

Posted Thu January 11, 2024 10:39amReport post

With regard to car insurance it is only the direct line group which don't ask



and for home insurance I think it is Home Protect



x

edel2020

Member since
March 2022

373 posts

Posted Thu January 11, 2024 10:45amReport post

Churchill and Privilige only ask about motoring convictions, so also good for cars.

scaredandconfused

Member since
June 2021

437 posts

Posted Thu January 11, 2024 11:47amReport post

If you go on unlock there are 3 places. We're with Churchill for car and privillage for the house. Although the prices unfortunately will be higher than other places but only companies you can use

Edited Thu January 11, 2024 11:48am

Webb89

Member since
July 2022

438 posts

Posted Thu January 11, 2024 2:31pmReport post

I have heard Admiral will accept poeple with convictions. Perhaps give them a ring and find before asking for a quote. I use Churchill for car and Home portect for house. And yes they are a lot more expensive than what i was paying before!

Dutch2024

Member since
January 2024

17 posts

Posted Fri January 12, 2024 2:21pmReport post

Thank you all for this...guess what I'm doing today!!! Another hurdle.

Dutch2024

Member since
January 2024

17 posts

Posted Sat January 13, 2024 11:10amReport post

As it's a Motor Home cover I require I've had to go to a Broker...Adrian Flux and the chap was very helpful. Not got a quote yet and no idea of price. Will post my progress.

LifeRuined23

Member since
June 2023

58 posts

Posted Sat January 13, 2024 12:42pmReport post

Not sure if this is helpful to anyone.

My OH's car insurance is due next week and he's had his renewal price through (more expensive anyway as insurance prices for all are abysmal currently).

He's logged in and updated it to say he has a conviction now. It hasn't asked what the conviction is. The quote has now reduced to less than last year instead of increasing.

This is with Admiral. Adding the unspent conviction is the only thing he's changed.

It might be worth checking with your own insurer first to see what can be done.

Hope this helps someone :)

CornishTea

Member since
August 2019

91 posts

Posted Sat January 13, 2024 5:09pmReport post

It didn't affect car insurance, but did affect the cost of home insurance.

Just another delight to add to the whole situation. We used Home Protect for Home Insurance.



Hope you get sorted.



Cornish Tea xx