Family and Friends Forum

My house is in my name but the mortgage is paid off. If you are wondering about getting a mortgage with a conviction from what I've read on unlock.org.uk that's still possible as a lot of companies are interested in your ability to pay and not in a criminal record. Just remember to get house insurance separately as you will almost definitely have to disclose for insurance purposes and most mainstream insurance companies won't insure you.

I certainly never told my mortgage company when my husband moved in, so I doubt it. Insurance you will probably need to notify. However my suggestion, if you have insurance with a mainstream company with a clause about notifying if anyone living in the house gets a criminal conviction, get new insurance and then cancel the old insurance. I did the right thing, notified them only to have them cancel my house insurance immediately. And now on top of everything else I have a 'cancelled insurance' flag against my name.

Unlock have a helpline, so might be worth giving them a call.